The letter states the following:
"Under the FCRA, a company is a consumer reporting agency (CRA) if it assembles or
evaluates information on consumers for the purpose of furnishing consumer reports to third
parties. Consumer reports include information that relates to an individual's character,
reputation or personal characteristics and are used or expected to be used for employment,
housing, credit, or other similar purposes. For example, when companies provide information to
employers regarding current or prospective employee's criminal histories, they are providing
consumer reports because the data involves the individual's character, general reputation, or
personal characteristics. Such companies, therefore, are acting as CRAs in this capacity and
must comply with the FCRA. .....
The Commission reserves the right to take action against you based on past or future law
violations; your practices also may be subject to laws enforced by other federal, state, or local
law enforcement agencies. A violation of the FCRA may result in legal action by the FTC, in
which it is entitled to seek injunctive relief and/or monetary penalties of up to $3,500 per
violation." says the FTC.
"The FTC and EEOC have stepped up efforts to enforce the Fair Credit Reporting Act. With the adoption of the internet and the amount of data that can be accessed by companies, Credit Reporting Agencies (CRA's) must take additional steps to ensure the accuracy and efficacy of the data they report. This cannot happen if the companies making these apps aren't reviewing the applicants records to ensure that they are held to the state and federal rules and standards." says Bill Whitford, CEO of S2Verify.
"Although I applaud the technology initiative, there can be steps taken to review the information before it is reported." ... Bill Whitford
About S2VERIFY:
S2Verify is a leading process innovator in the application of background screening and employment screening technologies to the needs of business and individuals for employee and tenant information that is comprehensive in scope, delivered quickly to key managers, and easy to read, understand and use by authorized personnel. With offices in Atlanta, Chicago and Miami the privately-held company specializes in providing a customizable yet fully integrated, best-in-class set of background screening services that address business and consumer needs either poorly met or not met at all by leading, nationally-branded providers of mass-market background screening solutions
